---
title: "2027 Agent & Override Commission Guide | Topflight"
description: "2027 Medicare agent commissions and Topflight override schedules: CMS maximum MAPD and PDP rates by region plus overrides by carrier and level for 46 carriers."
url: https://topflightagent-demo-v2.pages.dev/agent-commissions
dateModified: 2026-09-26
---

# 2027 Agent & Override Commission Guide

Commissions & Overrides

For 2027, CMS raised the maximum Medicare Advantage commission to $725 initial and $363 renewal nationally and Part D to $130 initial and $65 renewal. Topflight overrides for 46 carriers are listed below by level, and they are paid on top of the base commission.

2027 brings higher Medicare street level commissions, including a 14% increase for Part D plans and about 4.5% for Medicare Advantage. These are the maximum rates CMS allows carriers to pay agents and brokers directly. Your override commissions from Topflight are earned in addition to these base commissions.

Source: Centers for Medicare & Medicaid Services, 2027 maximum broker compensation (via Ritter Insurance Marketing) · Last updated: September 26, 2026

Base Rates

## Maximum Agent Commissions (CMS Base Rates)

### Medicare Part D Prescription Drug Plans

| Commission Type | 2026 Rate | 2027 Rate | Increase |
|---|---|---|---|
| Initial Commission (Year 1) | $114 | $130 | +14% |
| Renewal Commission (Year 2+) | $57 | $65 | +14% |
| Monthly Renewal Amount | $4.75/mo | $5.42/mo | +$0.67/mo |

Note: We are not aware of any carriers paying PDP street level commissions for 2027.

### Medicare Advantage (MAPD) Plans by Region

| Region | 2026 Initial | 2027 Initial | 2026 Renewal | 2027 Renewal | Increase |
|---|---|---|---|---|---|
| California & New Jersey | $864 | $902 | $432 | $451 | +4.4% |
| Connecticut, Pennsylvania & DC | $781 | $816 | $391 | $408 | +4.5% |
| National (All Other States) | $694 | $725 | $347 | $363 | +4.5% |
| Puerto Rico & U.S. Virgin Islands | $474 | $495 | $237 | $248 | +4.4% |

### Monthly Renewal Breakdown for MAPD Plans

- CA & NJ:$37.58/mo
- CT, PA, DC:$34.00/mo
- National:$30.25/mo
- PR & USVI:$20.67/mo

### Key Information

- ✓These are the maximum CMS-allowed rates that carriers pay agents directly
- ✓Override commissions shown in sections below are earned in addition to these base commissions
- ✓Your total income = Base Agent Commission + Override Commission from TopFlight Insurance
- ✓Referral fees remain at $100 for MA plans and $25 for PDP plans
- ✓Source: Centers for Medicare & Medicaid Services (CMS) - June 2025 Memo
PDP Overrides

## Year 1 Prescription Drug Plan Overrides

Currently we are not aware of any carrier paying PDP overrides, and we are not aware of any carriers paying PDP street level commissions for 2027 either.

MAPD Overrides

## Medicare Advantage Override Schedule

### Understanding Your Total MAPD Income

Your total Medicare Advantage earnings consist of TWO parts:

- 1. Base Agent Commission (from carrier): $694-$864 depending on your state
- 2. Override Commission (from TopFlight): Shown in the table below by carrier and level
Example: A National MAPD sale = $694 (carrier) + Override amount = Your total commission

Level Legend · click a level to filter

Senior Marketing Organization
Field Marketing Organization
Regional Marketing Organization
Master Marketing Organization
Senior General Agent
Silver Level
General Marketing Organization
Managing General Agent
Local Marketing Organization
General Agent
Bronze Level
carrier-specific level
carrier-specific level
carrier-specific level
Showing 172 of 172 rows across 46 carriers

| Carrier | Payment Structure | Level | # Agents | # New Enrollments | National - New | National - Renewal | National - Monthly |
|---|---|---|---|---|---|---|---|
| Aetna | Paid by carrier | RMO | 100 | 1000 | $175 | $65 | $5.42/mo |
| MMO | 65 | 500 | $150 | $55 | $4.58/mo |
| GMO | 25 | 250 | $125 | $45 | $3.75/mo |
| LMO | 2 | 100 | $85 | $30 | $2.50/mo |
| Alignment | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Anthem | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Astiva Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Banner | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS AZ | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS IL | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS MT | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS NC | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS NM | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS OK | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS SC | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS TN | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS TX | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $125 | $63 | $5.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Blue Shield of CA | Paid by top-of-hierarchy | FMO | 100 | 1000 | — | — | — |
| SGA | 50 | 500 | — | — | — |
| MGA | 25 | 250 | — | — | — |
| GA | 5 | 100 | — | — | — |
| CareSource | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Cigna-Healthspring | Paid by carrier | SGA | 25 | 300 | $180 | $75 | $6.25/mo |
| MGA | 10 | 300 | $130 | $50 | $4.17/mo |
| GA | 3 | 100 | $80 | $25 | $2.08/mo |
| Clever Care | Paid by carrier | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Clover | Paid by carrier | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Community Health Choice | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Devoted | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Doctor's Healthcare Plan | Paid by top-of-hierarchy | SGA | 100 | 1000 | $175 | $88 | $7.33/mo |
| MGA | 50 | 500 | $150 | $75 | $6.25/mo |
| GA | 25 | 250 | $100 | $50 | $4.17/mo |
| El Paso Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Emblem Health | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Essence Healthcare | Paid by carrier | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Eternal Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Florida Blue | Paid by carrier | Silver | 15 | 300 | $150 | $75 | $6.25/mo |
| Bronze | 5 | 100 | $75 | $37 | $3.08/mo |
| Freedom | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Gold Kidney | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Healthsun | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Highmark | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Humana | Paid by top-of-hierarchy unless Direct | SGA2Direct-SGA | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Imperial | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Kelsey Seybold | Paid by carrier | FMO | 100 | 1000 | $400 | $200 | $16.67/mo |
| SGA | 50 | 500 | $300 | $150 | $12.50/mo |
| MGA 1 | 25 | 250 | $250 | $125 | $10.42/mo |
| MGA 2 | 25 | 250 | $200 | $100 | $8.33/mo |
| GA | 5 | 100 | $100 | $50 | $4.17/mo |
| Memorial Hermann | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Molina | Paid by carrier | SGA | 65 | 1000 | $150 | $100 | $8.33/mo |
| MGA | 25 | 500 | $100 | $75 | $6.25/mo |
| GA | 2 | 100 | $40 | $20 | $1.67/mo |
| Prominence Health Plan | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Scan | Paid by carrier | SGA | 30 | 300 | $150 | $75 | $6.25/mo |
| MGA | 20 | 200 | $125 | $63 | $5.25/mo |
| GA | 10 | 100 | $100 | $50 | $4.17/mo |
| Select Health | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Shared Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Simply | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $88 | $7.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Solis | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| UnitedHealthcare | Paid by carrier | SMO | 100 | 5000 | $175 | $87.50 | $7.29/mo |
| FMO | 25 | 750 | $150 | $75 | $6.25/mo |
| MGA | 10 | 250 | $125 | $55 | $4.58/mo |
| GA | 5 | 100 | $50 | $35 | $2.92/mo |
| Verda Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| WellCare | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Zing / Lasso | Paid by carrier | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |

| Carrier | Payment Structure | Level | # Agents | # New Enrollments | CA - New | CA - Renewal | CA - Monthly |
|---|---|---|---|---|---|---|---|
| Aetna | Paid by carrier | RMO | 100 | 1000 | $195 | $75 | $6.25/mo |
| MMO | 65 | 500 | $175 | $65 | $5.42/mo |
| GMO | 25 | 250 | $135 | $50 | $4.17/mo |
| LMO | 2 | 100 | $85 | $30 | $2.50/mo |
| Alignment | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $110 | $50 | $4.17/mo |
| GA | 5 | 100 | $60 | $30 | $2.50/mo |
| Anthem | Paid by top-of-hierarchy | FMO | 100 | 1000 | $170 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $110 | $50 | $4.17/mo |
| GA | 5 | 100 | $60 | $30 | $2.50/mo |
| Astiva Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Banner | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS AZ | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS IL | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS MT | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS NC | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS NM | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS OK | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS SC | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| BCBS TN | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| BCBS TX | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Blue Shield of CA | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| CareSource | Paid by top-of-hierarchy | SGA | 50 | 500 | — | — | — |
| MGA | 25 | 250 | — | — | — |
| GA | 5 | 100 | — | — | — |
| Cigna-Healthspring | Paid by carrier | SGA | 25 | 300 | $180 | $75 | $6.25/mo |
| MGA | 10 | 300 | $130 | $50 | $4.17/mo |
| GA | 3 | 100 | $80 | $25 | $2.08/mo |
| Clever Care | Paid by carrier | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Clover | Paid by carrier | SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Community Health Choice | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Devoted | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $125 | $63 | $5.25/mo |
| GA | 5 | 100 | $100 | $50 | $4.17/mo |
| Doctor's Healthcare Plan | Paid by top-of-hierarchy | SGA | 100 | 1000 | $175 | $75 | $6.25/mo |
| MGA | 50 | 500 | $150 | $75 | $6.25/mo |
| GA | 25 | 250 | $125 | $63 | $5.25/mo |
| El Paso Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Emblem Health | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Essence Healthcare | Paid by carrier | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Eternal Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Florida Blue | Paid by carrier | Silver | 15 | 300 | $150 | $75 | $6.25/mo |
| Bronze | 5 | 100 | $75 | $37 | $3.08/mo |
| Freedom | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Gold Kidney | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Healthsun | Paid by top-of-hierarchy | FMO | 100 | 1000 | $170 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $110 | $50 | $4.17/mo |
| GA | 5 | 100 | $60 | $30 | $2.50/mo |
| Highmark | Paid by top-of-hierarchy | SGA | 50 | 500 | — | — | — |
| MGA | 25 | 250 | — | — | — |
| GA | 5 | 100 | — | — | — |
| Humana | Paid by top-of-hierarchy unless Direct | SGA2Direct-SGA | 100 | 1000 | $170 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $110 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Imperial | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Kelsey Seybold | Paid by carrier | FMO | 100 | 1000 | — | — | — |
| SGA | 50 | 500 | — | — | — |
| MGA 1 | 25 | 250 | — | — | — |
| MGA 2 | 25 | 250 | — | — | — |
| GA | 5 | 100 | — | — | — |
| Memorial Hermann | Paid by top-of-hierarchy | FMO | 100 | 1000 | — | — | — |
| SGA | 50 | 500 | — | — | — |
| MGA | 25 | 250 | — | — | — |
| GA | 5 | 100 | — | — | — |
| Molina | Paid by carrier | SGA | 65 | 1000 | $150 | $100 | $8.33/mo |
| MGA | 25 | 500 | $100 | $75 | $6.25/mo |
| GA | 2 | 100 | $40 | $20 | $1.67/mo |
| Prominence Health Plan | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Scan | Paid by carrier | SGA | 30 | 300 | $150 | $75 | $6.25/mo |
| MGA | 20 | 200 | $125 | $63 | $5.25/mo |
| GA | 10 | 100 | $100 | $50 | $4.17/mo |
| Select Health | Paid by top-of-hierarchy | SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Shared Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| Simply | Paid by top-of-hierarchy | FMO | 100 | 1000 | $170 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $110 | $50 | $4.17/mo |
| GA | 5 | 100 | $60 | $30 | $2.50/mo |
| Solis | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| UnitedHealthcare | Paid by carrier | SMO | 100 | 5000 | $175 | $105 | $8.75/mo |
| FMO | 25 | 750 | $175 | $105 | $8.75/mo |
| MGA | 10 | 250 | $145 | $75 | $6.25/mo |
| GA | 5 | 100 | $60 | $45 | $3.75/mo |
| Verda Health | Paid by top-of-hierarchy | FMO | 100 | 1000 | $175 | $75 | $6.25/mo |
| SGA | 50 | 500 | $150 | $65 | $5.42/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $30 | $2.50/mo |
| WellCare | Paid by top-of-hierarchy | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |
| Zing / Lasso | Paid by carrier | FMO | 100 | 1000 | $200 | $100 | $8.33/mo |
| SGA | 50 | 500 | $150 | $75 | $6.25/mo |
| MGA | 25 | 250 | $100 | $50 | $4.17/mo |
| GA | 5 | 100 | $50 | $25 | $2.08/mo |

### Aetna

Paid by carrier

RMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$65
**National - Monthly**
$5.42/mo
MMO
**# Agents**
65
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$55
**National - Monthly**
$4.58/mo
GMO
**# Agents**
25
**# New Enrollments**
250
**National - New**
$125
**National - Renewal**
$45
**National - Monthly**
$3.75/mo
LMO
**# Agents**
2
**# New Enrollments**
100
**National - New**
$85
**National - Renewal**
$30
**National - Monthly**
$2.50/mo

### Alignment

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Anthem

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Astiva Health

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Banner

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS AZ

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS IL

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS MT

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS NC

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS NM

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS OK

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS SC

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS TN

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### BCBS TX

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Blue Shield of CA

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
—
**National - Renewal**
—
**National - Monthly**
—
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
—
**National - Renewal**
—
**National - Monthly**
—
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
—
**National - Renewal**
—
**National - Monthly**
—
**# Agents**
5
**# New Enrollments**
100
**National - New**
—
**National - Renewal**
—
**National - Monthly**
—

### CareSource

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Cigna-Healthspring

Paid by carrier

SGA
**# Agents**
25
**# New Enrollments**
300
**National - New**
$180
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
10
**# New Enrollments**
300
**National - New**
$130
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
3
**# New Enrollments**
100
**National - New**
$80
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Clever Care

Paid by carrier

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Clover

Paid by carrier

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Community Health Choice

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Devoted

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Doctor's Healthcare Plan

Paid by top-of-hierarchy

SGA
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
MGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo

### El Paso Health

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Emblem Health

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Essence Healthcare

Paid by carrier

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Eternal Health

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Florida Blue

Paid by carrier

Silver
**# Agents**
15
**# New Enrollments**
300
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
Bronze
**# Agents**
5
**# New Enrollments**
100
**National - New**
$75
**National - Renewal**
$37
**National - Monthly**
$3.08/mo

### Freedom

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Gold Kidney

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Healthsun

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Highmark

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Humana

Paid by top-of-hierarchy unless Direct

**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Imperial

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Kelsey Seybold

Paid by carrier

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$400
**National - Renewal**
$200
**National - Monthly**
$16.67/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$300
**National - Renewal**
$150
**National - Monthly**
$12.50/mo
MGA 1
**# Agents**
25
**# New Enrollments**
250
**National - New**
$250
**National - Renewal**
$125
**National - Monthly**
$10.42/mo
MGA 2
**# Agents**
25
**# New Enrollments**
250
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo

### Memorial Hermann

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Molina

Paid by carrier

SGA
**# Agents**
65
**# New Enrollments**
1000
**National - New**
$150
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
MGA
**# Agents**
25
**# New Enrollments**
500
**National - New**
$100
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
**# Agents**
2
**# New Enrollments**
100
**National - New**
$40
**National - Renewal**
$20
**National - Monthly**
$1.67/mo

### Prominence Health Plan

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Scan

Paid by carrier

SGA
**# Agents**
30
**# New Enrollments**
300
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
20
**# New Enrollments**
200
**National - New**
$125
**National - Renewal**
$63
**National - Monthly**
$5.25/mo
**# Agents**
10
**# New Enrollments**
100
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo

### Select Health

Paid by top-of-hierarchy

SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Shared Health

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Simply

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$175
**National - Renewal**
$88
**National - Monthly**
$7.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Solis

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### UnitedHealthcare

Paid by carrier

SMO
**# Agents**
100
**# New Enrollments**
5000
**National - New**
$175
**National - Renewal**
$87.50
**National - Monthly**
$7.29/mo
FMO
**# Agents**
25
**# New Enrollments**
750
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
10
**# New Enrollments**
250
**National - New**
$125
**National - Renewal**
$55
**National - Monthly**
$4.58/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$35
**National - Monthly**
$2.92/mo

### Verda Health

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### WellCare

Paid by top-of-hierarchy

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Zing / Lasso

Paid by carrier

FMO
**# Agents**
100
**# New Enrollments**
1000
**National - New**
$200
**National - Renewal**
$100
**National - Monthly**
$8.33/mo
SGA
**# Agents**
50
**# New Enrollments**
500
**National - New**
$150
**National - Renewal**
$75
**National - Monthly**
$6.25/mo
MGA
**# Agents**
25
**# New Enrollments**
250
**National - New**
$100
**National - Renewal**
$50
**National - Monthly**
$4.17/mo
**# Agents**
5
**# New Enrollments**
100
**National - New**
$50
**National - Renewal**
$25
**National - Monthly**
$2.08/mo

### Payment Structure Key

- • **Paid by top-of-hierarchy:** Override commissions flow through the upline hierarchy
- • **Paid by carrier:** Override commissions paid directly by the insurance carrier

### Monthly Renewal Calculation

Annual renewal commissions are paid monthly over 12 months. The "Monthly" columns show the per-month amount you'll receive for each policy (Annual Renewal ÷ 12). For example, a $25 annual renewal = $2.08/month for the full year.

### Disclaimer

Commission rates are subject to change. Please verify current rates with individual carriers. This guide is for informational purposes only and represents 2027 commission structures. Contact your upline or carrier representative for the most current information.

[support@m.topflightagent.com](mailto:support@m.topflightagent.com)

How to read it

## What the levels mean and how the money adds up

Every row in the override schedule has a level. The level is the position an agency holds with a carrier, and the agent-count and new-enrollment columns are the production a carrier associates with that level. Street-level agents are paid the CMS base commission by the carrier; the override is what Topflight pays an agency on top of it for the agents under it.

| Level | Stands for | Where it sits |
|---|---|---|
| SMO | Senior Marketing Organization | Top of hierarchy for the carriers that use it |
| FMO / NMO | Field (or National) Marketing Organization | Top of hierarchy for most carriers; Topflight’s level |
| RMO / MMO / GMO / LMO | Regional, Master, General and Local Marketing Organization | Carrier-specific tiers between the FMO and the agencies |
| SGA | Senior General Agent | Large agency with its own downline |
| MGA | Managing General Agent | Agency with a downline |
| GA | General Agent | Small agency or team lead |
| Silver / Bronze, SGA2, MGA 1 and 2 | Carrier-specific levels | Used only by the carriers that list them |

**Two worked examples, national region, UnitedHealthcare, 2027.** The carrier pays the agent the CMS base ($725 initial, $363 renewal). Topflight pays the agency its override for each application written under it.

| Agency level | Volume | Year 1 | Year 2 (renewal) |
|---|---|---|---|
| GA | 10 apps | $7,250 base + $500 override = $7,750 | $3,630 base + $350 override = $3,980 |
| MGA | 10 apps | $7,250 base + $1,250 override = $8,500 | $3,630 base + $550 override = $4,180 |
| FMO | 100 apps | $72,500 base + $15,000 override = $87,500 | $36,300 base + $7,500 override = $43,800 |

Sources: [CMS agent and broker compensation, CY2027 maximums](https://www.cms.gov/medicare/health-drug-plans/part-c-d/agent-broker-compensation) · [42 CFR 422.2274 (renewals are limited to 50 percent of the initial rate)](https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2274) · Topflight override schedule, last updated September 26, 2026. Overrides are illustrative of the schedule above and are paid by the carrier or the top of hierarchy as marked.

Frequently asked

## Questions agents ask about 2027 Commission Guide

**What are the 2027 CMS maximum Medicare commissions?**

**How is a Topflight agent’s total MAPD income calculated?**

**Are PDP overrides paid in 2027?**

**How are renewal commissions paid?**

Sources: [CMS agent and broker compensation (CY2027 maximums)](https://www.cms.gov/medicare/health-drug-plans/part-c-d/agent-broker-compensation) · Topflight override schedule, September 26, 2026.

Last updated: September 26, 2026 · Reviewed by Joanna Wyckoff, Founder. Published by the Topflight Data Desk.