---
title: "Carrier Contracting | Topflight"
description: "How carrier contracting works at Topflight and where to start for each carrier and product line: Medicare Advantage, Med Supp, final expense and term life."
url: https://topflightagent-demo-v2.pages.dev/agent-contracting
dateModified: 2026-10-05
---

# Carrier Contracting

Carrier Contracting

Contracting at Topflight runs through four uplines: Spark for most Medicare and supplemental carriers, BenaVest for ACA, Premier for Ameritas, Foresters and Mutual of Omaha ancillary products, and Topflight directly for Physicians Mutual.

At Topflight, we make contracting simple and straightforward. Submit new contracts, track your status, and get expert guidance on speeding up approvals, so you can start writing business faster and focus on what matters most: serving your clients.

## How to Contract

### Spark

National, Regional & Supplemental

Already a Topflight agent? Follow the steps below to get started.

- Step 1Review the National, Regional, and Supplemental carriers available through Spark, listed on the left-hand side of your dashboard.
- Step 2Log in to your Spark account.
- Step 3In your Spark account, go to Back Office, then Contracts & Licenses. Click the "Request a Contract" button in the upper left corner.
- Step 4Complete the form, then watch for an email from Spark with your onboarding instructions.
Spark Login

### BenaVest

ACA / Marketplace & Under 65

- Step 1Read the [BenaVest Guide](https://drive.google.com/file/d/19VqRxxusRg1iW6gmhM4l69lLeRLm1YJH/view?usp=drive_link) before you start.
- Step 2Fill out the BenaVest form.
- Step 3Wait for an email from BenaVest.
BenaVest Form

### Physicians Mutual

- Step 1Fill out the contracting form.
- Step 2Wait for Physicians Mutual to email you for onboarding.
Physicians Mutual Form

### Heartland National Life

- Step 1Fill out the contracting form.
- Step 2Wait for an email from Heartland for onboarding.
Heartland Form

### ManhattanLife

- Step 1Fill out the contracting form.
- Step 2Wait for an email from ManhattanLife for onboarding.
ManhattanLife Form

### Premier (SureLC)

Mutual of Omaha Critical Illness, Ameritas & Foresters

- Step 1Fill out the SureLC form.
- Step 2Wait for an email from Premier.
SureLC Form

### Banker's Fidelity

- Step 1Fill out the contracting form.
- Step 2Wait for an email from Banker's Fidelity for onboarding.
Banker's Fidelity Form

### NCD

- Step 1Fill out the enrollment form.
- Step 2Wait for an email from NCD.
NCD Form

### Blue Cross Blue Shield Global Solutions

Formerly GeoBlue

- Step 1Fill out the agent hub form.
- Step 2Wait for an email from Blue Cross Blue Shield Global Solutions.
BCBS Global Form

### Pivot Health

- Step 1Fill out the form.
- Step 2Submit and wait for an email.
Pivot Health Form

### Petersen International Underwriters

- Step 1Fill out the contracting form.
- Step 2Wait for an email from Petersen International.
Petersen International Form

### Gradient Annuity Brokerage

Fixed Annuities

- Step 1Complete the [Gradient Form](https://drive.google.com/file/d/1uElqPAgU9B6ivP8G4V8kdEHMiqIFq15Q/view?usp=sharing).
- Step 2Email the completed form to [support@m.topflightagent.com](mailto:support@m.topflightagent.com)
- Step 3Register your SureLC account using the SureLC Form button.
- Step 4Wait for an email from Gradient with your onboarding instructions.
SureLC Form

## Questions about contracting?

If you have any questions or concerns about contracting, contact us.

[support@m.topflightagent.com](mailto:support@m.topflightagent.com)

Frequently asked

## Questions agents ask about Carrier Contracting

**How do I get contracted with a carrier through Topflight?**

**How long does carrier contracting take?**

**Who do I contact about a pending contract?**

Last reviewed: October 5, 2026 · Reviewed by Joanna Wyckoff, Founder. Published by the Topflight Data Desk.